Denver’s True Buy Here Pay Here Car Dealer

We are Mark’s Auto Sales and we are a locally owned used car dealer, founded in 1983 to serve Denver area used car buyers, no matter their credit history, with our buy here pay here financing program.
The front of Mark's Auto Sales Inc in Lakewood Colorado

Why Buy Here Pay Here

There are a lot of good people with bad credit who are looking for transportation to get to and from work, get their kids to school, and run errands. Sometimes just a hiccup in life’s journey, a lost job, a divorce, or medical bills, can cause someone to have a foreclosure on a house, have their car repossessed, or have to file for bankruptcy.  While a bank’s computer can automatically disapprove a car loan application, with buy here pay here, we work with the customer to find what vehicles work within their budget.  We can also approve ITINs (Individual Taxpayer Identification Numbers) when banks cannot.  Best of all, when you get buy here pay here financing at Mark’s Auto Sales, we report your credit history with the major credit reporting services, so you get on stable financial feet again.  It can be an opportunity to build your credit! Learn more in our buy here pay here FAQs.

Our Used Car Inventory

We are proud of our used car inventory, and when you browse our vehicles for sale you will see that we use actual photos rather than stock photos. We don’t use wholesalers or buyer agents. The owner himself actually hand selects every vehicle. Our cars are generally newer, a lot nicer, and a lot lower miles than most buy here pay here lots out there

Financing With Bad Credit

We have financed thousands of car buyers with bad credit since 1983. You can be driving as soon as today.  All you need to bring is

  • Two recent pay stubs from the past month
  • Proof of residence – a bill dated within the past month with your name and address
  • Your driver’s license
  • Your address book to provide references


How We’re Different

Most buy here pay here dealers require you to make your payment in person. But Mark’s Auto Sales makes it easy for you to make your payment online or over the phone with your Visa or Mastercard.

Other buy here pay here dealers are limited on how many customers they can approve.  Mark’s Auto Sales has credit available, and our related finance company, META Financial Services is the 4th largest independent lienholder by volume in the state.

Unlike other buy here pay here finance companies, META Financial Services reports to the credit bureau monthly.  If you just buy a car for cash, you will never build your automotive credit and build your credit score.

How can we help you?

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