Financing FAQs

Do you have auto financing?

Yes – We have auto financing available, including buy here pay here financing, bank, and credit union financing.  When you apply for financing online or at the dealership we will check to see what programs you are qualified for.


How does your buy here pay here program work?

Our buy here pay here financing program can get you approved even if you have bad credit, no credit, a bankruptcy, foreclosure, or repo.  Our program is different from many other other car dealerships that finance bad credit in Denver because:

  • Our buy here pay here financing program is, on average 3-4 years; shorter than the loan terms for many other BHPH dealers and banks.
  • We have a graduate program. Make your payments on time for 24 months and you are eligible to trade up for another vehicle at Mark’s Auto Sales.  We will discount your unpaid balance up to 25%, so that your new car payment is affordable.

What do I need to bring in with me to get my car loan approved?

The fastest way to approval for our buy here pay here financing is by bringing in the following items on your test drive appointment.

  • Driver’s license
  • A list of 8 references including names, addresses and phone numbers
  • Your two most recent pay stubs
  • Two items to prove your residence, which can include a copy of your lease, a bill (such as Comcast, Xcel, water, cell phone, etc) with your name and address dated within the last 30 days.

Who is Meta Financial Services, Inc?

Meta Financial Services, Inc. is our exclusive in house financing company. Meta allows us to finance customers with LESS THAN PERFECT CREDIT.

How often will I need to make payments?

Loan terms are: weekly, bi-weekly, semi-monthly and Monthly, to accommodate your pay schedule.

Do you report to the credit bureau?

We report to the credit bureaus, this gives you an opportunity to raise your credit score with an on time payment history.  We report your entire payment history to the credit bureau, not just late payment history.  This gives you the opportunity to work on your payment history which affects your credit bureau score.  We have buyers who have financed their first car with our buy here pay here financing program, and have been able to get a bank loan the next time they needed a car.

How can I make my payments?

We offer more ways for you to make your car payment than other buy here pay here financing dealers.  You may make your payment at the dealership, we also accept payments with credit cards over the phone, and secure one time or recurring credit card payments online.

Get approved for financing: Apply Now.


Helpful Links: Apply for Financing · Jobs · Financing FAQs · HTML Sitemap · Privacy Policy
Find us on the web: Facebook, Twitter, YouTube, Instagram, Google+
Mark's Auto Sales, Inc. BBB Business Review
How can we help you?Start!