The underwriting difference between bank and dealer loans

Many customers are searching for a used car and an auto loan, but don’t know the inner workings on how their loan is approved.  If you loan is approved with a bank or credit union, you probably don’t think twice except for what color seat covers you want to put in your new car.

Yet if you are looking for a used car but have poor credit, you may be wondering why you were not approved for some loans but approved on others.  The underwriting criteria can vary between a bank loan and a buy here pay here loan.  We’ve detailed the differences in a recent article… take a look here.

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